Why you should buy a house below your means

Often when you begin your house hunting journey, you picture the perfect house that has everything you want. You might dream of a glorious mansion, a chic city condo, a comfortable suburban home with sidewalks and big trees — or perhaps you’d prefer a charming cottage on the beach or cabin in the mountains. Maybe being near friends and family is the most important thing, or maybe you want a lot of land for your furry friends.

No matter what your dreams are when it comes to home ownership, don’t let the price of a home derail your overall financial health long term. Just because you can qualify for a bigger house doesn’t mean you should buy one.

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