Howdy! Welcome to Alt Money Choices. I created this blog to show you how my main and only squeeze Justin and I paid off $27,000 in 11 months.

My goal with this small site is to inspire you to make better financial choices, and know that even the little steps toward your goals make a big difference.
I don’t want it to seem like I have it all together, or that your journey to being financially free will or should look exactly like mine. After buying a house and trying to start my own business at age 23, I got into huge amounts of debt — all while going to school and earning a living as a server.
It took 7 long years and a ton of hard work — but we can finally say we are finally debt-free, with the exception of our house. I can’t understate how amazing it feels, and I’d be remiss if I didn’t attribute so much of our accomplishment to grace and Divine Providence — in spite of our missteps and financial ignorance.
We hope you’ll find this blog a source of encouragement as we cheer you on along the way — no matter what your goals may be. As a part of our foray into learning, you might also see some health-focused blog posts and musings. So stay tuned while we make take this journey toward financial freedom — together!
Recent Posts

Living on Social Security:
A Year-Long Experiment

This one simple tip can help you earn more than 90% of investors
If you want to know how to be successful at investing, you’ll need one simple piece of advice: Just be dull. Read more.

10 alternatives that saved us $700 per month on food, on average
There’s no doubt about it — food expenses can eat up a HUGE chunk of a monthly budget if we’re not careful. Read more.

The cheapest way to get to the Bahamas
I had never been to the Bahamas or the Caribbean, but I’ve always wanted to see that pretty blue water! Finally, I got to see it. Read more.